LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,663
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,897
−HK$1,254/mo
Today · 4.125%
HK$42,151
baseline
▲ 0.50% · 4.625%
HK$44,715
+HK$2,564/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,302/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,125
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,308
−HK$1,201/mo
Today · 4.125%
HK$46,509
baseline
▲ 0.50% · 4.625%
HK$48,961
+HK$2,452/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,018/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,596
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,076
−HK$1,505/mo
Today · 4.125%
HK$50,581
baseline
▲ 0.50% · 4.625%
HK$53,658
+HK$3,077/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,162/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,950
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,370
−HK$1,441/mo
Today · 4.125%
HK$55,811
baseline
▲ 0.50% · 4.625%
HK$58,753
+HK$2,942/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,622/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,529
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,256
−HK$1,755/mo
Today · 4.125%
HK$59,011
baseline
▲ 0.50% · 4.625%
HK$62,601
+HK$3,590/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,022/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,775
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,432
−HK$1,681/mo
Today · 4.125%
HK$65,113
baseline
▲ 0.50% · 4.625%
HK$68,545
+HK$3,432/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,226/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,394
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$73,615
−HK$2,256/mo
Today · 4.125%
HK$75,871
baseline
▲ 0.50% · 4.625%
HK$80,488
+HK$4,617/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$151,742/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,425
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,555
−HK$2,161/mo
Today · 4.125%
HK$83,716
baseline
▲ 0.50% · 4.625%
HK$88,129
+HK$4,413/mo
Deposit HK$1.74M · loan HK$15.65M · min. income ≈ HK$167,432/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,284 · Scale 2, in force from 26 Feb 2026)