LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,664
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,898
−HK$1,254/mo
Today · 4.125%
HK$42,152
baseline
▲ 0.50% · 4.625%
HK$44,717
+HK$2,565/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,304/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,126
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,310
−HK$1,200/mo
Today · 4.125%
HK$46,510
baseline
▲ 0.50% · 4.625%
HK$48,962
+HK$2,452/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,020/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,597
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,078
−HK$1,504/mo
Today · 4.125%
HK$50,582
baseline
▲ 0.50% · 4.625%
HK$53,660
+HK$3,078/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,164/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,951
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,372
−HK$1,440/mo
Today · 4.125%
HK$55,812
baseline
▲ 0.50% · 4.625%
HK$58,754
+HK$2,942/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,624/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,530
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,257
−HK$1,755/mo
Today · 4.125%
HK$59,012
baseline
▲ 0.50% · 4.625%
HK$62,603
+HK$3,591/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,024/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,777
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$63,434
−HK$1,680/mo
Today · 4.125%
HK$65,114
baseline
▲ 0.50% · 4.625%
HK$68,547
+HK$3,433/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,228/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,396
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$73,617
−HK$2,256/mo
Today · 4.125%
HK$75,873
baseline
▲ 0.50% · 4.625%
HK$80,490
+HK$4,617/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$151,746/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,427
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,557
−HK$2,161/mo
Today · 4.125%
HK$83,718
baseline
▲ 0.50% · 4.625%
HK$88,131
+HK$4,413/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$167,436/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,302 · Scale 2, in force from 26 Feb 2026)