LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,667
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,901
−HK$1,254/mo
Today · 4.125%
HK$42,155
baseline
▲ 0.50% · 4.625%
HK$44,720
+HK$2,565/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,310/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,129
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,313
−HK$1,200/mo
Today · 4.125%
HK$46,513
baseline
▲ 0.50% · 4.625%
HK$48,965
+HK$2,452/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,026/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,600
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,081
−HK$1,504/mo
Today · 4.125%
HK$50,585
baseline
▲ 0.50% · 4.625%
HK$53,663
+HK$3,078/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,170/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,955
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,375
−HK$1,441/mo
Today · 4.125%
HK$55,816
baseline
▲ 0.50% · 4.625%
HK$58,758
+HK$2,942/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,632/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,534
−HK$3,482/mo
▼ 0.25% · 3.875%
HK$57,261
−HK$1,755/mo
Today · 4.125%
HK$59,016
baseline
▲ 0.50% · 4.625%
HK$62,607
+HK$3,591/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,032/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,781
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,438
−HK$1,681/mo
Today · 4.125%
HK$65,119
baseline
▲ 0.50% · 4.625%
HK$68,551
+HK$3,432/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,238/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,401
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$73,622
−HK$2,256/mo
Today · 4.125%
HK$75,878
baseline
▲ 0.50% · 4.625%
HK$80,495
+HK$4,617/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$151,756/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,433
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,563
−HK$2,161/mo
Today · 4.125%
HK$83,724
baseline
▲ 0.50% · 4.625%
HK$88,137
+HK$4,413/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$167,448/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,346 · Scale 2, in force from 26 Feb 2026)