LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,671
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,905
−HK$1,253/mo
Today · 4.125%
HK$42,158
baseline
▲ 0.50% · 4.625%
HK$44,724
+HK$2,566/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,316/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,133
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,317
−HK$1,201/mo
Today · 4.125%
HK$46,518
baseline
▲ 0.50% · 4.625%
HK$48,970
+HK$2,452/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,036/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,605
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,086
−HK$1,504/mo
Today · 4.125%
HK$50,590
baseline
▲ 0.50% · 4.625%
HK$53,668
+HK$3,078/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,180/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,960
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,380
−HK$1,441/mo
Today · 4.125%
HK$55,821
baseline
▲ 0.50% · 4.625%
HK$58,764
+HK$2,943/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,642/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,539
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,267
−HK$1,755/mo
Today · 4.125%
HK$59,022
baseline
▲ 0.50% · 4.625%
HK$62,613
+HK$3,591/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,044/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,787
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,444
−HK$1,681/mo
Today · 4.125%
HK$65,125
baseline
▲ 0.50% · 4.625%
HK$68,558
+HK$3,433/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,250/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,407
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$73,629
−HK$2,256/mo
Today · 4.125%
HK$75,885
baseline
▲ 0.50% · 4.625%
HK$80,503
+HK$4,618/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$151,770/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,440
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$81,571
−HK$2,161/mo
Today · 4.125%
HK$83,732
baseline
▲ 0.50% · 4.625%
HK$88,145
+HK$4,413/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$167,464/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,407 · Scale 2, in force from 26 Feb 2026)