LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,671
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,905
−HK$1,254/mo
Today · 4.125%
HK$42,159
baseline
▲ 0.50% · 4.625%
HK$44,724
+HK$2,565/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,318/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,134
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,317
−HK$1,201/mo
Today · 4.125%
HK$46,518
baseline
▲ 0.50% · 4.625%
HK$48,970
+HK$2,452/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,036/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,605
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,086
−HK$1,505/mo
Today · 4.125%
HK$50,591
baseline
▲ 0.50% · 4.625%
HK$53,669
+HK$3,078/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,182/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,960
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,381
−HK$1,441/mo
Today · 4.125%
HK$55,822
baseline
▲ 0.50% · 4.625%
HK$58,764
+HK$2,942/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,644/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,539
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,267
−HK$1,755/mo
Today · 4.125%
HK$59,022
baseline
▲ 0.50% · 4.625%
HK$62,614
+HK$3,592/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,044/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,787
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,444
−HK$1,681/mo
Today · 4.125%
HK$65,125
baseline
▲ 0.50% · 4.625%
HK$68,558
+HK$3,433/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,250/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,408
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$73,629
−HK$2,257/mo
Today · 4.125%
HK$75,886
baseline
▲ 0.50% · 4.625%
HK$80,503
+HK$4,617/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$151,772/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,441
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,571
−HK$2,161/mo
Today · 4.125%
HK$83,732
baseline
▲ 0.50% · 4.625%
HK$88,146
+HK$4,414/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$167,464/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,412 · Scale 2, in force from 26 Feb 2026)