LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,675
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,909
−HK$1,254/mo
Today · 4.125%
HK$42,163
baseline
▲ 0.50% · 4.625%
HK$44,728
+HK$2,565/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,326/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,138
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,321
−HK$1,201/mo
Today · 4.125%
HK$46,522
baseline
▲ 0.50% · 4.625%
HK$48,974
+HK$2,452/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,044/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,610
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,090
−HK$1,505/mo
Today · 4.125%
HK$50,595
baseline
▲ 0.50% · 4.625%
HK$53,674
+HK$3,079/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,190/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,965
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,386
−HK$1,441/mo
Today · 4.125%
HK$55,827
baseline
▲ 0.50% · 4.625%
HK$58,769
+HK$2,942/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,654/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,544
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,272
−HK$1,756/mo
Today · 4.125%
HK$59,028
baseline
▲ 0.50% · 4.625%
HK$62,619
+HK$3,591/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,056/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,793
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$63,450
−HK$1,681/mo
Today · 4.125%
HK$65,131
baseline
▲ 0.50% · 4.625%
HK$68,564
+HK$3,433/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,262/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,414
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$73,636
−HK$2,257/mo
Today · 4.125%
HK$75,893
baseline
▲ 0.50% · 4.625%
HK$80,511
+HK$4,618/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$151,786/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,448
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$81,578
−HK$2,162/mo
Today · 4.125%
HK$83,740
baseline
▲ 0.50% · 4.625%
HK$88,154
+HK$4,414/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$167,480/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,470 · Scale 2, in force from 26 Feb 2026)