LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,676
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,910
−HK$1,254/mo
Today · 4.125%
HK$42,164
baseline
▲ 0.50% · 4.625%
HK$44,729
+HK$2,565/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,328/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,139
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,323
−HK$1,201/mo
Today · 4.125%
HK$46,524
baseline
▲ 0.50% · 4.625%
HK$48,976
+HK$2,452/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,048/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,611
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,092
−HK$1,505/mo
Today · 4.125%
HK$50,597
baseline
▲ 0.50% · 4.625%
HK$53,675
+HK$3,078/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,194/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,967
−HK$2,861/mo
▼ 0.25% · 3.875%
HK$54,387
−HK$1,441/mo
Today · 4.125%
HK$55,828
baseline
▲ 0.50% · 4.625%
HK$58,771
+HK$2,943/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,656/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,546
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,274
−HK$1,755/mo
Today · 4.125%
HK$59,029
baseline
▲ 0.50% · 4.625%
HK$62,621
+HK$3,592/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,058/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,794
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,452
−HK$1,681/mo
Today · 4.125%
HK$65,133
baseline
▲ 0.50% · 4.625%
HK$68,566
+HK$3,433/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,266/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,416
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$73,638
−HK$2,257/mo
Today · 4.125%
HK$75,895
baseline
▲ 0.50% · 4.625%
HK$80,513
+HK$4,618/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$151,790/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,450
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$81,581
−HK$2,161/mo
Today · 4.125%
HK$83,742
baseline
▲ 0.50% · 4.625%
HK$88,157
+HK$4,415/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$167,484/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,489 · Scale 2, in force from 26 Feb 2026)