LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,677
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,912
−HK$1,254/mo
Today · 4.125%
HK$42,166
baseline
▲ 0.50% · 4.625%
HK$44,731
+HK$2,565/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,332/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,141
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,325
−HK$1,201/mo
Today · 4.125%
HK$46,526
baseline
▲ 0.50% · 4.625%
HK$48,978
+HK$2,452/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,052/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,613
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,094
−HK$1,505/mo
Today · 4.125%
HK$50,599
baseline
▲ 0.50% · 4.625%
HK$53,678
+HK$3,079/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,198/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,969
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,390
−HK$1,441/mo
Today · 4.125%
HK$55,831
baseline
▲ 0.50% · 4.625%
HK$58,774
+HK$2,943/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,662/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,548
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,276
−HK$1,756/mo
Today · 4.125%
HK$59,032
baseline
▲ 0.50% · 4.625%
HK$62,624
+HK$3,592/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,064/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,797
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,454
−HK$1,682/mo
Today · 4.125%
HK$65,136
baseline
▲ 0.50% · 4.625%
HK$68,569
+HK$3,433/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,272/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,419
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$73,641
−HK$2,257/mo
Today · 4.125%
HK$75,898
baseline
▲ 0.50% · 4.625%
HK$80,516
+HK$4,618/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$151,796/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,453
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$81,584
−HK$2,162/mo
Today · 4.125%
HK$83,746
baseline
▲ 0.50% · 4.625%
HK$88,160
+HK$4,414/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$167,492/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,517 · Scale 2, in force from 26 Feb 2026)