LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,679
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,913
−HK$1,254/mo
Today · 4.125%
HK$42,167
baseline
▲ 0.50% · 4.625%
HK$44,733
+HK$2,566/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,334/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,142
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,326
−HK$1,201/mo
Today · 4.125%
HK$46,527
baseline
▲ 0.50% · 4.625%
HK$48,980
+HK$2,453/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,054/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,615
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$49,096
−HK$1,504/mo
Today · 4.125%
HK$50,600
baseline
▲ 0.50% · 4.625%
HK$53,679
+HK$3,079/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,200/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,971
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,391
−HK$1,442/mo
Today · 4.125%
HK$55,833
baseline
▲ 0.50% · 4.625%
HK$58,776
+HK$2,943/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,666/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,550
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,278
−HK$1,756/mo
Today · 4.125%
HK$59,034
baseline
▲ 0.50% · 4.625%
HK$62,626
+HK$3,592/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,068/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,799
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,457
−HK$1,681/mo
Today · 4.125%
HK$65,138
baseline
▲ 0.50% · 4.625%
HK$68,572
+HK$3,434/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,276/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,422
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$73,644
−HK$2,257/mo
Today · 4.125%
HK$75,901
baseline
▲ 0.50% · 4.625%
HK$80,519
+HK$4,618/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$151,802/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,456
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$81,587
−HK$2,162/mo
Today · 4.125%
HK$83,749
baseline
▲ 0.50% · 4.625%
HK$88,163
+HK$4,414/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$167,498/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,539 · Scale 2, in force from 26 Feb 2026)