LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,681
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,916
−HK$1,254/mo
Today · 4.125%
HK$42,170
baseline
▲ 0.50% · 4.625%
HK$44,736
+HK$2,566/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,340/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,145
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,329
−HK$1,201/mo
Today · 4.125%
HK$46,530
baseline
▲ 0.50% · 4.625%
HK$48,983
+HK$2,453/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,060/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,618
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,099
−HK$1,505/mo
Today · 4.125%
HK$50,604
baseline
▲ 0.50% · 4.625%
HK$53,683
+HK$3,079/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,208/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,974
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,395
−HK$1,441/mo
Today · 4.125%
HK$55,836
baseline
▲ 0.50% · 4.625%
HK$58,779
+HK$2,943/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,672/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,554
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,282
−HK$1,756/mo
Today · 4.125%
HK$59,038
baseline
▲ 0.50% · 4.625%
HK$62,630
+HK$3,592/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,076/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,803
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,461
−HK$1,681/mo
Today · 4.125%
HK$65,142
baseline
▲ 0.50% · 4.625%
HK$68,576
+HK$3,434/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,284/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,426
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$73,648
−HK$2,257/mo
Today · 4.125%
HK$75,905
baseline
▲ 0.50% · 4.625%
HK$80,524
+HK$4,619/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$151,810/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,461
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$81,592
−HK$2,162/mo
Today · 4.125%
HK$83,754
baseline
▲ 0.50% · 4.625%
HK$88,169
+HK$4,415/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$167,508/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,580 · Scale 2, in force from 26 Feb 2026)