LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,683
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,917
−HK$1,254/mo
Today · 4.125%
HK$42,171
baseline
▲ 0.50% · 4.625%
HK$44,737
+HK$2,566/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,342/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,146
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,330
−HK$1,202/mo
Today · 4.125%
HK$46,532
baseline
▲ 0.50% · 4.625%
HK$48,984
+HK$2,452/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,064/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,619
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,100
−HK$1,505/mo
Today · 4.125%
HK$50,605
baseline
▲ 0.50% · 4.625%
HK$53,684
+HK$3,079/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,210/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,976
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,396
−HK$1,442/mo
Today · 4.125%
HK$55,838
baseline
▲ 0.50% · 4.625%
HK$58,781
+HK$2,943/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,676/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,556
−HK$3,483/mo
▼ 0.25% · 3.875%
HK$57,284
−HK$1,755/mo
Today · 4.125%
HK$59,039
baseline
▲ 0.50% · 4.625%
HK$62,632
+HK$3,593/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,078/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,805
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,463
−HK$1,681/mo
Today · 4.125%
HK$65,144
baseline
▲ 0.50% · 4.625%
HK$68,578
+HK$3,434/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,288/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,429
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$73,650
−HK$2,258/mo
Today · 4.125%
HK$75,908
baseline
▲ 0.50% · 4.625%
HK$80,527
+HK$4,619/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$151,816/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,464
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$81,595
−HK$2,162/mo
Today · 4.125%
HK$83,757
baseline
▲ 0.50% · 4.625%
HK$88,172
+HK$4,415/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$167,514/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,600 · Scale 2, in force from 26 Feb 2026)