LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,685
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,919
−HK$1,254/mo
Today · 4.125%
HK$42,173
baseline
▲ 0.50% · 4.625%
HK$44,740
+HK$2,567/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,346/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,149
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,333
−HK$1,201/mo
Today · 4.125%
HK$46,534
baseline
▲ 0.50% · 4.625%
HK$48,987
+HK$2,453/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,068/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,622
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,103
−HK$1,505/mo
Today · 4.125%
HK$50,608
baseline
▲ 0.50% · 4.625%
HK$53,688
+HK$3,080/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,216/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,979
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,400
−HK$1,441/mo
Today · 4.125%
HK$55,841
baseline
▲ 0.50% · 4.625%
HK$58,785
+HK$2,944/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,682/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,559
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,287
−HK$1,756/mo
Today · 4.125%
HK$59,043
baseline
▲ 0.50% · 4.625%
HK$62,635
+HK$3,592/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,086/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,809
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,466
−HK$1,682/mo
Today · 4.125%
HK$65,148
baseline
▲ 0.50% · 4.625%
HK$68,582
+HK$3,434/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,296/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,433
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$73,655
−HK$2,257/mo
Today · 4.125%
HK$75,912
baseline
▲ 0.50% · 4.625%
HK$80,531
+HK$4,619/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$151,824/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,468
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$81,600
−HK$2,162/mo
Today · 4.125%
HK$83,762
baseline
▲ 0.50% · 4.625%
HK$88,177
+HK$4,415/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$167,524/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,639 · Scale 2, in force from 26 Feb 2026)