LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,685
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,920
−HK$1,254/mo
Today · 4.125%
HK$42,174
baseline
▲ 0.50% · 4.625%
HK$44,740
+HK$2,566/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,348/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,149
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,333
−HK$1,202/mo
Today · 4.125%
HK$46,535
baseline
▲ 0.50% · 4.625%
HK$48,988
+HK$2,453/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,070/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,622
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,104
−HK$1,505/mo
Today · 4.125%
HK$50,609
baseline
▲ 0.50% · 4.625%
HK$53,688
+HK$3,079/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,218/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,979
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,400
−HK$1,442/mo
Today · 4.125%
HK$55,842
baseline
▲ 0.50% · 4.625%
HK$58,785
+HK$2,943/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,684/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,559
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,287
−HK$1,756/mo
Today · 4.125%
HK$59,043
baseline
▲ 0.50% · 4.625%
HK$62,636
+HK$3,593/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,086/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,809
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,467
−HK$1,681/mo
Today · 4.125%
HK$65,148
baseline
▲ 0.50% · 4.625%
HK$68,583
+HK$3,435/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,296/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,433
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$73,655
−HK$2,258/mo
Today · 4.125%
HK$75,913
baseline
▲ 0.50% · 4.625%
HK$80,532
+HK$4,619/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$151,826/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,469
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$81,600
−HK$2,162/mo
Today · 4.125%
HK$83,762
baseline
▲ 0.50% · 4.625%
HK$88,178
+HK$4,416/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$167,524/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,644 · Scale 2, in force from 26 Feb 2026)