LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,686
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,921
−HK$1,254/mo
Today · 4.125%
HK$42,175
baseline
▲ 0.50% · 4.625%
HK$44,741
+HK$2,566/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,350/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,150
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,334
−HK$1,202/mo
Today · 4.125%
HK$46,536
baseline
▲ 0.50% · 4.625%
HK$48,989
+HK$2,453/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,072/mo (50% DSR)
Upfront cash ≈ HK$9.35M (deposit + AVD stamp duty HK$652,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,623
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,105
−HK$1,505/mo
Today · 4.125%
HK$50,610
baseline
▲ 0.50% · 4.625%
HK$53,689
+HK$3,079/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,220/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,980
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,401
−HK$1,442/mo
Today · 4.125%
HK$55,843
baseline
▲ 0.50% · 4.625%
HK$58,786
+HK$2,943/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,686/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,560
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,289
−HK$1,756/mo
Today · 4.125%
HK$59,045
baseline
▲ 0.50% · 4.625%
HK$62,637
+HK$3,592/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,090/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,810
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,468
−HK$1,682/mo
Today · 4.125%
HK$65,150
baseline
▲ 0.50% · 4.625%
HK$68,584
+HK$3,434/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,300/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,435
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$73,657
−HK$2,258/mo
Today · 4.125%
HK$75,915
baseline
▲ 0.50% · 4.625%
HK$80,534
+HK$4,619/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$151,830/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,471
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$81,602
−HK$2,162/mo
Today · 4.125%
HK$83,764
baseline
▲ 0.50% · 4.625%
HK$88,179
+HK$4,415/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$167,528/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,658 · Scale 2, in force from 26 Feb 2026)