LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,687
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,922
−HK$1,254/mo
Today · 4.125%
HK$42,176
baseline
▲ 0.50% · 4.625%
HK$44,742
+HK$2,566/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,352/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,152
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,336
−HK$1,201/mo
Today · 4.125%
HK$46,537
baseline
▲ 0.50% · 4.625%
HK$48,990
+HK$2,453/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,074/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,625
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$49,106
−HK$1,505/mo
Today · 4.125%
HK$50,611
baseline
▲ 0.50% · 4.625%
HK$53,691
+HK$3,080/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,222/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,982
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,403
−HK$1,442/mo
Today · 4.125%
HK$55,845
baseline
▲ 0.50% · 4.625%
HK$58,788
+HK$2,943/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,690/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,562
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,291
−HK$1,755/mo
Today · 4.125%
HK$59,046
baseline
▲ 0.50% · 4.625%
HK$62,639
+HK$3,593/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,092/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,812
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,470
−HK$1,682/mo
Today · 4.125%
HK$65,152
baseline
▲ 0.50% · 4.625%
HK$68,586
+HK$3,434/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,304/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,437
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$73,659
−HK$2,258/mo
Today · 4.125%
HK$75,917
baseline
▲ 0.50% · 4.625%
HK$80,536
+HK$4,619/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$151,834/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,473
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$81,605
−HK$2,162/mo
Today · 4.125%
HK$83,767
baseline
▲ 0.50% · 4.625%
HK$88,182
+HK$4,415/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$167,534/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,679 · Scale 2, in force from 26 Feb 2026)