LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,688
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,922
−HK$1,254/mo
Today · 4.125%
HK$42,176
baseline
▲ 0.50% · 4.625%
HK$44,743
+HK$2,567/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,352/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,152
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,336
−HK$1,201/mo
Today · 4.125%
HK$46,537
baseline
▲ 0.50% · 4.625%
HK$48,991
+HK$2,454/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,074/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,625
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,107
−HK$1,505/mo
Today · 4.125%
HK$50,612
baseline
▲ 0.50% · 4.625%
HK$53,691
+HK$3,079/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,224/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,983
−HK$2,862/mo
▼ 0.25% · 3.875%
HK$54,403
−HK$1,442/mo
Today · 4.125%
HK$55,845
baseline
▲ 0.50% · 4.625%
HK$58,789
+HK$2,944/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,690/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$652,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,563
−HK$3,484/mo
▼ 0.25% · 3.875%
HK$57,291
−HK$1,756/mo
Today · 4.125%
HK$59,047
baseline
▲ 0.50% · 4.625%
HK$62,640
+HK$3,593/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,094/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,813
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$63,471
−HK$1,681/mo
Today · 4.125%
HK$65,152
baseline
▲ 0.50% · 4.625%
HK$68,587
+HK$3,435/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,304/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,438
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$73,660
−HK$2,258/mo
Today · 4.125%
HK$75,918
baseline
▲ 0.50% · 4.625%
HK$80,537
+HK$4,619/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$151,836/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,474
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$81,605
−HK$2,162/mo
Today · 4.125%
HK$83,767
baseline
▲ 0.50% · 4.625%
HK$88,183
+HK$4,416/mo
Deposit HK$1.74M · loan HK$15.66M · min. income ≈ HK$167,534/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,684 · Scale 2, in force from 26 Feb 2026)