LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,690
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,924
−HK$1,254/mo
Today · 4.125%
HK$42,178
baseline
▲ 0.50% · 4.625%
HK$44,745
+HK$2,567/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,356/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,154
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,338
−HK$1,202/mo
Today · 4.125%
HK$46,540
baseline
▲ 0.50% · 4.625%
HK$48,993
+HK$2,453/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,080/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,627
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,109
−HK$1,505/mo
Today · 4.125%
HK$50,614
baseline
▲ 0.50% · 4.625%
HK$53,694
+HK$3,080/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,228/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,985
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,406
−HK$1,442/mo
Today · 4.125%
HK$55,848
baseline
▲ 0.50% · 4.625%
HK$58,792
+HK$2,944/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,696/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,565
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,294
−HK$1,756/mo
Today · 4.125%
HK$59,050
baseline
▲ 0.50% · 4.625%
HK$62,643
+HK$3,593/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$118,100/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,816
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,474
−HK$1,682/mo
Today · 4.125%
HK$65,156
baseline
▲ 0.50% · 4.625%
HK$68,590
+HK$3,434/mo
Deposit HK$5.22M · loan HK$12.18M · min. income ≈ HK$130,312/mo (50% DSR)
Upfront cash ≈ HK$5.87M (deposit + AVD stamp duty HK$652,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,441
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$73,663
−HK$2,258/mo
Today · 4.125%
HK$75,921
baseline
▲ 0.50% · 4.625%
HK$80,541
+HK$4,620/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$151,842/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,478
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$81,609
−HK$2,163/mo
Today · 4.125%
HK$83,772
baseline
▲ 0.50% · 4.625%
HK$88,187
+HK$4,415/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$167,544/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,716 · Scale 2, in force from 26 Feb 2026)