LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,694
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,928
−HK$1,255/mo
Today · 4.125%
HK$42,183
baseline
▲ 0.50% · 4.625%
HK$44,749
+HK$2,566/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,366/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,159
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,343
−HK$1,201/mo
Today · 4.125%
HK$46,544
baseline
▲ 0.50% · 4.625%
HK$48,998
+HK$2,454/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,088/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,632
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,114
−HK$1,505/mo
Today · 4.125%
HK$50,619
baseline
▲ 0.50% · 4.625%
HK$53,699
+HK$3,080/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,238/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,990
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,412
−HK$1,441/mo
Today · 4.125%
HK$55,853
baseline
▲ 0.50% · 4.625%
HK$58,797
+HK$2,944/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,706/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,571
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,300
−HK$1,756/mo
Today · 4.125%
HK$59,056
baseline
▲ 0.50% · 4.625%
HK$62,649
+HK$3,593/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$118,112/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,822
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,480
−HK$1,682/mo
Today · 4.125%
HK$65,162
baseline
▲ 0.50% · 4.625%
HK$68,597
+HK$3,435/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$130,324/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,448
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$73,671
−HK$2,258/mo
Today · 4.125%
HK$75,929
baseline
▲ 0.50% · 4.625%
HK$80,549
+HK$4,620/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$151,858/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,486
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$81,617
−HK$2,163/mo
Today · 4.125%
HK$83,780
baseline
▲ 0.50% · 4.625%
HK$88,196
+HK$4,416/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$167,560/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,781 · Scale 2, in force from 26 Feb 2026)