LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,694
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,929
−HK$1,254/mo
Today · 4.125%
HK$42,183
baseline
▲ 0.50% · 4.625%
HK$44,750
+HK$2,567/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,366/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,159
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,343
−HK$1,202/mo
Today · 4.125%
HK$46,545
baseline
▲ 0.50% · 4.625%
HK$48,998
+HK$2,453/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,090/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,633
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,114
−HK$1,506/mo
Today · 4.125%
HK$50,620
baseline
▲ 0.50% · 4.625%
HK$53,700
+HK$3,080/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,240/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,991
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,412
−HK$1,442/mo
Today · 4.125%
HK$55,854
baseline
▲ 0.50% · 4.625%
HK$58,798
+HK$2,944/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,708/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,571
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,300
−HK$1,756/mo
Today · 4.125%
HK$59,056
baseline
▲ 0.50% · 4.625%
HK$62,650
+HK$3,594/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$118,112/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,823
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,481
−HK$1,682/mo
Today · 4.125%
HK$65,163
baseline
▲ 0.50% · 4.625%
HK$68,598
+HK$3,435/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$130,326/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,449
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$73,671
−HK$2,258/mo
Today · 4.125%
HK$75,929
baseline
▲ 0.50% · 4.625%
HK$80,550
+HK$4,621/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$151,858/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,486
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$81,618
−HK$2,163/mo
Today · 4.125%
HK$83,781
baseline
▲ 0.50% · 4.625%
HK$88,197
+HK$4,416/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$167,562/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,786 · Scale 2, in force from 26 Feb 2026)