LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,695
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,930
−HK$1,254/mo
Today · 4.125%
HK$42,184
baseline
▲ 0.50% · 4.625%
HK$44,751
+HK$2,567/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,368/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,160
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,344
−HK$1,202/mo
Today · 4.125%
HK$46,546
baseline
▲ 0.50% · 4.625%
HK$48,999
+HK$2,453/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,092/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,634
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,115
−HK$1,506/mo
Today · 4.125%
HK$50,621
baseline
▲ 0.50% · 4.625%
HK$53,701
+HK$3,080/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$101,242/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,992
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,413
−HK$1,442/mo
Today · 4.125%
HK$55,855
baseline
▲ 0.50% · 4.625%
HK$58,799
+HK$2,944/mo
Deposit HK$6.96M · loan HK$10.44M · min. income ≈ HK$111,710/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,573
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,301
−HK$1,757/mo
Today · 4.125%
HK$59,058
baseline
▲ 0.50% · 4.625%
HK$62,651
+HK$3,593/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$118,116/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,824
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,482
−HK$1,682/mo
Today · 4.125%
HK$65,164
baseline
▲ 0.50% · 4.625%
HK$68,599
+HK$3,435/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$130,328/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,451
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$73,673
−HK$2,258/mo
Today · 4.125%
HK$75,931
baseline
▲ 0.50% · 4.625%
HK$80,552
+HK$4,621/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$151,862/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,488
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$81,620
−HK$2,163/mo
Today · 4.125%
HK$83,783
baseline
▲ 0.50% · 4.625%
HK$88,199
+HK$4,416/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$167,566/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,802 · Scale 2, in force from 26 Feb 2026)