LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,696
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,931
−HK$1,254/mo
Today · 4.125%
HK$42,185
baseline
▲ 0.50% · 4.625%
HK$44,752
+HK$2,567/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,370/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,161
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,346
−HK$1,201/mo
Today · 4.125%
HK$46,547
baseline
▲ 0.50% · 4.625%
HK$49,001
+HK$2,454/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,094/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,635
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,117
−HK$1,505/mo
Today · 4.125%
HK$50,622
baseline
▲ 0.50% · 4.625%
HK$53,702
+HK$3,080/mo
Deposit HK$6.96M · loan HK$10.45M · min. income ≈ HK$101,244/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,993
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,415
−HK$1,442/mo
Today · 4.125%
HK$55,857
baseline
▲ 0.50% · 4.625%
HK$58,801
+HK$2,944/mo
Deposit HK$6.96M · loan HK$10.45M · min. income ≈ HK$111,714/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,574
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,303
−HK$1,756/mo
Today · 4.125%
HK$59,059
baseline
▲ 0.50% · 4.625%
HK$62,653
+HK$3,594/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$118,118/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,826
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,484
−HK$1,682/mo
Today · 4.125%
HK$65,166
baseline
▲ 0.50% · 4.625%
HK$68,601
+HK$3,435/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$130,332/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,452
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$73,675
−HK$2,258/mo
Today · 4.125%
HK$75,933
baseline
▲ 0.50% · 4.625%
HK$80,554
+HK$4,621/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$151,866/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,490
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$81,622
−HK$2,163/mo
Today · 4.125%
HK$83,785
baseline
▲ 0.50% · 4.625%
HK$88,201
+HK$4,416/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$167,570/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,819 · Scale 2, in force from 26 Feb 2026)