LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,697
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,932
−HK$1,254/mo
Today · 4.125%
HK$42,186
baseline
▲ 0.50% · 4.625%
HK$44,753
+HK$2,567/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,372/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,162
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,347
−HK$1,201/mo
Today · 4.125%
HK$46,548
baseline
▲ 0.50% · 4.625%
HK$49,002
+HK$2,454/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,096/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,636
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,118
−HK$1,505/mo
Today · 4.125%
HK$50,623
baseline
▲ 0.50% · 4.625%
HK$53,704
+HK$3,081/mo
Deposit HK$6.96M · loan HK$10.45M · min. income ≈ HK$101,246/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,995
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,416
−HK$1,442/mo
Today · 4.125%
HK$55,858
baseline
▲ 0.50% · 4.625%
HK$58,802
+HK$2,944/mo
Deposit HK$6.96M · loan HK$10.45M · min. income ≈ HK$111,716/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,575
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,304
−HK$1,757/mo
Today · 4.125%
HK$59,061
baseline
▲ 0.50% · 4.625%
HK$62,654
+HK$3,593/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$118,122/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,827
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,485
−HK$1,682/mo
Today · 4.125%
HK$65,167
baseline
▲ 0.50% · 4.625%
HK$68,603
+HK$3,436/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$130,334/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,454
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$73,677
−HK$2,258/mo
Today · 4.125%
HK$75,935
baseline
▲ 0.50% · 4.625%
HK$80,555
+HK$4,620/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$151,870/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,492
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$81,624
−HK$2,163/mo
Today · 4.125%
HK$83,787
baseline
▲ 0.50% · 4.625%
HK$88,203
+HK$4,416/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$167,574/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,834 · Scale 2, in force from 26 Feb 2026)