LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,698
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,933
−HK$1,255/mo
Today · 4.125%
HK$42,188
baseline
▲ 0.50% · 4.625%
HK$44,755
+HK$2,567/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$84,376/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,164
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,349
−HK$1,201/mo
Today · 4.125%
HK$46,550
baseline
▲ 0.50% · 4.625%
HK$49,004
+HK$2,454/mo
Deposit HK$8.70M · loan HK$8.70M · min. income ≈ HK$93,100/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,638
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,120
−HK$1,505/mo
Today · 4.125%
HK$50,625
baseline
▲ 0.50% · 4.625%
HK$53,706
+HK$3,081/mo
Deposit HK$6.96M · loan HK$10.45M · min. income ≈ HK$101,250/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,997
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,418
−HK$1,442/mo
Today · 4.125%
HK$55,860
baseline
▲ 0.50% · 4.625%
HK$58,805
+HK$2,945/mo
Deposit HK$6.96M · loan HK$10.45M · min. income ≈ HK$111,720/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,578
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,307
−HK$1,756/mo
Today · 4.125%
HK$59,063
baseline
▲ 0.50% · 4.625%
HK$62,657
+HK$3,594/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$118,126/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,830
−HK$3,340/mo
▼ 0.25% · 3.875%
HK$63,488
−HK$1,682/mo
Today · 4.125%
HK$65,170
baseline
▲ 0.50% · 4.625%
HK$68,605
+HK$3,435/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$130,340/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,457
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$73,680
−HK$2,258/mo
Today · 4.125%
HK$75,938
baseline
▲ 0.50% · 4.625%
HK$80,559
+HK$4,621/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$151,876/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,495
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$81,627
−HK$2,163/mo
Today · 4.125%
HK$83,790
baseline
▲ 0.50% · 4.625%
HK$88,207
+HK$4,417/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$167,580/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,862 · Scale 2, in force from 26 Feb 2026)