LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,700
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,935
−HK$1,254/mo
Today · 4.125%
HK$42,189
baseline
▲ 0.50% · 4.625%
HK$44,757
+HK$2,568/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,378/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,166
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,350
−HK$1,202/mo
Today · 4.125%
HK$46,552
baseline
▲ 0.50% · 4.625%
HK$49,006
+HK$2,454/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,104/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,640
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,122
−HK$1,505/mo
Today · 4.125%
HK$50,627
baseline
▲ 0.50% · 4.625%
HK$53,708
+HK$3,081/mo
Deposit HK$6.96M · loan HK$10.45M · min. income ≈ HK$101,254/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,999
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,420
−HK$1,442/mo
Today · 4.125%
HK$55,862
baseline
▲ 0.50% · 4.625%
HK$58,807
+HK$2,945/mo
Deposit HK$6.96M · loan HK$10.45M · min. income ≈ HK$111,724/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,580
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,309
−HK$1,756/mo
Today · 4.125%
HK$59,065
baseline
▲ 0.50% · 4.625%
HK$62,659
+HK$3,594/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$118,130/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,832
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,490
−HK$1,683/mo
Today · 4.125%
HK$65,173
baseline
▲ 0.50% · 4.625%
HK$68,608
+HK$3,435/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$130,346/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,460
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$73,683
−HK$2,258/mo
Today · 4.125%
HK$75,941
baseline
▲ 0.50% · 4.625%
HK$80,562
+HK$4,621/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$151,882/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,498
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$81,630
−HK$2,163/mo
Today · 4.125%
HK$83,793
baseline
▲ 0.50% · 4.625%
HK$88,210
+HK$4,417/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$167,586/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,885 · Scale 2, in force from 26 Feb 2026)