LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,702
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,937
−HK$1,255/mo
Today · 4.125%
HK$42,192
baseline
▲ 0.50% · 4.625%
HK$44,759
+HK$2,567/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,384/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,168
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,353
−HK$1,201/mo
Today · 4.125%
HK$46,554
baseline
▲ 0.50% · 4.625%
HK$49,008
+HK$2,454/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,108/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,643
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,124
−HK$1,506/mo
Today · 4.125%
HK$50,630
baseline
▲ 0.50% · 4.625%
HK$53,711
+HK$3,081/mo
Deposit HK$6.96M · loan HK$10.45M · min. income ≈ HK$101,260/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,002
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,423
−HK$1,442/mo
Today · 4.125%
HK$55,865
baseline
▲ 0.50% · 4.625%
HK$58,810
+HK$2,945/mo
Deposit HK$6.96M · loan HK$10.45M · min. income ≈ HK$111,730/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,583
−HK$3,485/mo
▼ 0.25% · 3.875%
HK$57,312
−HK$1,756/mo
Today · 4.125%
HK$59,068
baseline
▲ 0.50% · 4.625%
HK$62,663
+HK$3,595/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$118,136/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,835
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,494
−HK$1,682/mo
Today · 4.125%
HK$65,176
baseline
▲ 0.50% · 4.625%
HK$68,612
+HK$3,436/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$130,352/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,464
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$73,687
−HK$2,258/mo
Today · 4.125%
HK$75,945
baseline
▲ 0.50% · 4.625%
HK$80,566
+HK$4,621/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$151,890/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,503
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$81,635
−HK$2,163/mo
Today · 4.125%
HK$83,798
baseline
▲ 0.50% · 4.625%
HK$88,215
+HK$4,417/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$167,596/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,922 · Scale 2, in force from 26 Feb 2026)