LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,704
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,939
−HK$1,255/mo
Today · 4.125%
HK$42,194
baseline
▲ 0.50% · 4.625%
HK$44,761
+HK$2,567/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,388/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,170
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,355
−HK$1,201/mo
Today · 4.125%
HK$46,556
baseline
▲ 0.50% · 4.625%
HK$49,010
+HK$2,454/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,112/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,645
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,127
−HK$1,505/mo
Today · 4.125%
HK$50,632
baseline
▲ 0.50% · 4.625%
HK$53,713
+HK$3,081/mo
Deposit HK$6.96M · loan HK$10.45M · min. income ≈ HK$101,264/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,004
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,426
−HK$1,442/mo
Today · 4.125%
HK$55,868
baseline
▲ 0.50% · 4.625%
HK$58,813
+HK$2,945/mo
Deposit HK$6.96M · loan HK$10.45M · min. income ≈ HK$111,736/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,585
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,314
−HK$1,757/mo
Today · 4.125%
HK$59,071
baseline
▲ 0.50% · 4.625%
HK$62,665
+HK$3,594/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$118,142/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,838
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,497
−HK$1,682/mo
Today · 4.125%
HK$65,179
baseline
▲ 0.50% · 4.625%
HK$68,615
+HK$3,436/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$130,358/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,467
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$73,690
−HK$2,258/mo
Today · 4.125%
HK$75,948
baseline
▲ 0.50% · 4.625%
HK$80,570
+HK$4,622/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$151,896/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,506
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,638
−HK$2,164/mo
Today · 4.125%
HK$83,802
baseline
▲ 0.50% · 4.625%
HK$88,219
+HK$4,417/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$167,604/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,949 · Scale 2, in force from 26 Feb 2026)