LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,705
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,940
−HK$1,255/mo
Today · 4.125%
HK$42,195
baseline
▲ 0.50% · 4.625%
HK$44,762
+HK$2,567/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,390/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,171
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,356
−HK$1,202/mo
Today · 4.125%
HK$46,558
baseline
▲ 0.50% · 4.625%
HK$49,012
+HK$2,454/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,116/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,646
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,128
−HK$1,506/mo
Today · 4.125%
HK$50,634
baseline
▲ 0.50% · 4.625%
HK$53,715
+HK$3,081/mo
Deposit HK$6.96M · loan HK$10.45M · min. income ≈ HK$101,268/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,005
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,427
−HK$1,442/mo
Today · 4.125%
HK$55,869
baseline
▲ 0.50% · 4.625%
HK$58,814
+HK$2,945/mo
Deposit HK$6.96M · loan HK$10.45M · min. income ≈ HK$111,738/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,587
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,316
−HK$1,757/mo
Today · 4.125%
HK$59,073
baseline
▲ 0.50% · 4.625%
HK$62,667
+HK$3,594/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$118,146/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,840
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,498
−HK$1,683/mo
Today · 4.125%
HK$65,181
baseline
▲ 0.50% · 4.625%
HK$68,616
+HK$3,435/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$130,362/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,469
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$73,692
−HK$2,258/mo
Today · 4.125%
HK$75,950
baseline
▲ 0.50% · 4.625%
HK$80,572
+HK$4,622/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$151,900/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,508
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,641
−HK$2,163/mo
Today · 4.125%
HK$83,804
baseline
▲ 0.50% · 4.625%
HK$88,221
+HK$4,417/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$167,608/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,967 · Scale 2, in force from 26 Feb 2026)