LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,706
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,941
−HK$1,255/mo
Today · 4.125%
HK$42,196
baseline
▲ 0.50% · 4.625%
HK$44,763
+HK$2,567/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,392/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,172
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,357
−HK$1,202/mo
Today · 4.125%
HK$46,559
baseline
▲ 0.50% · 4.625%
HK$49,013
+HK$2,454/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,118/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$652,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,647
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,129
−HK$1,506/mo
Today · 4.125%
HK$50,635
baseline
▲ 0.50% · 4.625%
HK$53,716
+HK$3,081/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$101,270/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,007
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,428
−HK$1,442/mo
Today · 4.125%
HK$55,870
baseline
▲ 0.50% · 4.625%
HK$58,815
+HK$2,945/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$111,740/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$652,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,588
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,317
−HK$1,757/mo
Today · 4.125%
HK$59,074
baseline
▲ 0.50% · 4.625%
HK$62,668
+HK$3,594/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$118,148/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,841
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,500
−HK$1,682/mo
Today · 4.125%
HK$65,182
baseline
▲ 0.50% · 4.625%
HK$68,618
+HK$3,436/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$130,364/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$652,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,470
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$73,693
−HK$2,259/mo
Today · 4.125%
HK$75,952
baseline
▲ 0.50% · 4.625%
HK$80,573
+HK$4,621/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$151,904/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,510
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,642
−HK$2,164/mo
Today · 4.125%
HK$83,806
baseline
▲ 0.50% · 4.625%
HK$88,223
+HK$4,417/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$167,612/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$652,981 · Scale 2, in force from 26 Feb 2026)