LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,713
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,949
−HK$1,255/mo
Today · 4.125%
HK$42,204
baseline
▲ 0.50% · 4.625%
HK$44,772
+HK$2,568/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,408/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,181
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,365
−HK$1,202/mo
Today · 4.125%
HK$46,567
baseline
▲ 0.50% · 4.625%
HK$49,022
+HK$2,455/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,134/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,656
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,138
−HK$1,506/mo
Today · 4.125%
HK$50,644
baseline
▲ 0.50% · 4.625%
HK$53,726
+HK$3,082/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$101,288/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,017
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,439
−HK$1,442/mo
Today · 4.125%
HK$55,881
baseline
▲ 0.50% · 4.625%
HK$58,827
+HK$2,946/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$111,762/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,598
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,328
−HK$1,757/mo
Today · 4.125%
HK$59,085
baseline
▲ 0.50% · 4.625%
HK$62,680
+HK$3,595/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$118,170/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,853
−HK$3,341/mo
▼ 0.25% · 3.875%
HK$63,512
−HK$1,682/mo
Today · 4.125%
HK$65,194
baseline
▲ 0.50% · 4.625%
HK$68,631
+HK$3,437/mo
Deposit HK$5.22M · loan HK$12.19M · min. income ≈ HK$130,388/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,484
−HK$4,482/mo
▼ 0.25% · 3.875%
HK$73,707
−HK$2,259/mo
Today · 4.125%
HK$75,966
baseline
▲ 0.50% · 4.625%
HK$80,589
+HK$4,623/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$151,932/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$653,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,525
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,658
−HK$2,163/mo
Today · 4.125%
HK$83,821
baseline
▲ 0.50% · 4.625%
HK$88,240
+HK$4,419/mo
Deposit HK$1.74M · loan HK$15.67M · min. income ≈ HK$167,642/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$653,105 · Scale 2, in force from 26 Feb 2026)