LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,715
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,951
−HK$1,255/mo
Today · 4.125%
HK$42,206
baseline
▲ 0.50% · 4.625%
HK$44,774
+HK$2,568/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,412/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,183
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,368
−HK$1,202/mo
Today · 4.125%
HK$46,570
baseline
▲ 0.50% · 4.625%
HK$49,025
+HK$2,455/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,140/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,658
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,141
−HK$1,506/mo
Today · 4.125%
HK$50,647
baseline
▲ 0.50% · 4.625%
HK$53,729
+HK$3,082/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$101,294/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,019
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,441
−HK$1,443/mo
Today · 4.125%
HK$55,884
baseline
▲ 0.50% · 4.625%
HK$58,830
+HK$2,946/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$111,768/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,601
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,331
−HK$1,757/mo
Today · 4.125%
HK$59,088
baseline
▲ 0.50% · 4.625%
HK$62,683
+HK$3,595/mo
Deposit HK$5.23M · loan HK$12.19M · min. income ≈ HK$118,176/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,856
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,515
−HK$1,683/mo
Today · 4.125%
HK$65,198
baseline
▲ 0.50% · 4.625%
HK$68,634
+HK$3,436/mo
Deposit HK$5.23M · loan HK$12.19M · min. income ≈ HK$130,396/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,487
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$73,711
−HK$2,259/mo
Today · 4.125%
HK$75,970
baseline
▲ 0.50% · 4.625%
HK$80,593
+HK$4,623/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$151,940/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$653,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,529
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$81,662
−HK$2,164/mo
Today · 4.125%
HK$83,826
baseline
▲ 0.50% · 4.625%
HK$88,244
+HK$4,418/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,652/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$653,138 · Scale 2, in force from 26 Feb 2026)