LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,716
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,952
−HK$1,255/mo
Today · 4.125%
HK$42,207
baseline
▲ 0.50% · 4.625%
HK$44,775
+HK$2,568/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,414/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,184
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,369
−HK$1,202/mo
Today · 4.125%
HK$46,571
baseline
▲ 0.50% · 4.625%
HK$49,026
+HK$2,455/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,142/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,659
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,142
−HK$1,506/mo
Today · 4.125%
HK$50,648
baseline
▲ 0.50% · 4.625%
HK$53,730
+HK$3,082/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$101,296/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,021
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,443
−HK$1,442/mo
Today · 4.125%
HK$55,885
baseline
▲ 0.50% · 4.625%
HK$58,831
+HK$2,946/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$111,770/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,603
−HK$3,486/mo
▼ 0.25% · 3.875%
HK$57,332
−HK$1,757/mo
Today · 4.125%
HK$59,089
baseline
▲ 0.50% · 4.625%
HK$62,685
+HK$3,596/mo
Deposit HK$5.23M · loan HK$12.19M · min. income ≈ HK$118,178/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,857
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,516
−HK$1,683/mo
Today · 4.125%
HK$65,199
baseline
▲ 0.50% · 4.625%
HK$68,636
+HK$3,437/mo
Deposit HK$5.23M · loan HK$12.19M · min. income ≈ HK$130,398/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,489
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$73,713
−HK$2,259/mo
Today · 4.125%
HK$75,972
baseline
▲ 0.50% · 4.625%
HK$80,595
+HK$4,623/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$151,944/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$653,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,531
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$81,664
−HK$2,164/mo
Today · 4.125%
HK$83,828
baseline
▲ 0.50% · 4.625%
HK$88,246
+HK$4,418/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,656/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$653,154 · Scale 2, in force from 26 Feb 2026)