LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,717
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,952
−HK$1,256/mo
Today · 4.125%
HK$42,208
baseline
▲ 0.50% · 4.625%
HK$44,776
+HK$2,568/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,416/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,185
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,370
−HK$1,202/mo
Today · 4.125%
HK$46,572
baseline
▲ 0.50% · 4.625%
HK$49,027
+HK$2,455/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,144/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,660
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,143
−HK$1,506/mo
Today · 4.125%
HK$50,649
baseline
▲ 0.50% · 4.625%
HK$53,731
+HK$3,082/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$101,298/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,022
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,444
−HK$1,442/mo
Today · 4.125%
HK$55,886
baseline
▲ 0.50% · 4.625%
HK$58,832
+HK$2,946/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$111,772/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,604
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,333
−HK$1,758/mo
Today · 4.125%
HK$59,091
baseline
▲ 0.50% · 4.625%
HK$62,686
+HK$3,595/mo
Deposit HK$5.23M · loan HK$12.19M · min. income ≈ HK$118,182/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,859
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,518
−HK$1,683/mo
Today · 4.125%
HK$65,201
baseline
▲ 0.50% · 4.625%
HK$68,638
+HK$3,437/mo
Deposit HK$5.23M · loan HK$12.19M · min. income ≈ HK$130,402/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,491
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$73,714
−HK$2,260/mo
Today · 4.125%
HK$75,974
baseline
▲ 0.50% · 4.625%
HK$80,597
+HK$4,623/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$151,948/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$653,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,533
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$81,666
−HK$2,163/mo
Today · 4.125%
HK$83,829
baseline
▲ 0.50% · 4.625%
HK$88,248
+HK$4,419/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,658/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$653,167 · Scale 2, in force from 26 Feb 2026)