LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,718
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,953
−HK$1,255/mo
Today · 4.125%
HK$42,208
baseline
▲ 0.50% · 4.625%
HK$44,777
+HK$2,569/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,416/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,185
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,371
−HK$1,202/mo
Today · 4.125%
HK$46,573
baseline
▲ 0.50% · 4.625%
HK$49,028
+HK$2,455/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,146/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,661
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,144
−HK$1,506/mo
Today · 4.125%
HK$50,650
baseline
▲ 0.50% · 4.625%
HK$53,732
+HK$3,082/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$101,300/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,023
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,445
−HK$1,442/mo
Today · 4.125%
HK$55,887
baseline
▲ 0.50% · 4.625%
HK$58,833
+HK$2,946/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$111,774/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,605
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,334
−HK$1,758/mo
Today · 4.125%
HK$59,092
baseline
▲ 0.50% · 4.625%
HK$62,687
+HK$3,595/mo
Deposit HK$5.23M · loan HK$12.19M · min. income ≈ HK$118,184/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,860
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,519
−HK$1,683/mo
Today · 4.125%
HK$65,202
baseline
▲ 0.50% · 4.625%
HK$68,639
+HK$3,437/mo
Deposit HK$5.23M · loan HK$12.19M · min. income ≈ HK$130,404/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,492
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$73,716
−HK$2,259/mo
Today · 4.125%
HK$75,975
baseline
▲ 0.50% · 4.625%
HK$80,598
+HK$4,623/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$151,950/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$653,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,534
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$81,667
−HK$2,164/mo
Today · 4.125%
HK$83,831
baseline
▲ 0.50% · 4.625%
HK$88,250
+HK$4,419/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,662/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$653,178 · Scale 2, in force from 26 Feb 2026)