LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,721
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,956
−HK$1,256/mo
Today · 4.125%
HK$42,212
baseline
▲ 0.50% · 4.625%
HK$44,780
+HK$2,568/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,424/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,189
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,374
−HK$1,202/mo
Today · 4.125%
HK$46,576
baseline
▲ 0.50% · 4.625%
HK$49,032
+HK$2,456/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,152/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,665
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,148
−HK$1,506/mo
Today · 4.125%
HK$50,654
baseline
▲ 0.50% · 4.625%
HK$53,736
+HK$3,082/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$101,308/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,027
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,449
−HK$1,443/mo
Today · 4.125%
HK$55,892
baseline
▲ 0.50% · 4.625%
HK$58,838
+HK$2,946/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$111,784/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,609
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,339
−HK$1,757/mo
Today · 4.125%
HK$59,096
baseline
▲ 0.50% · 4.625%
HK$62,692
+HK$3,596/mo
Deposit HK$5.23M · loan HK$12.19M · min. income ≈ HK$118,192/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,865
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,524
−HK$1,683/mo
Today · 4.125%
HK$65,207
baseline
▲ 0.50% · 4.625%
HK$68,644
+HK$3,437/mo
Deposit HK$5.23M · loan HK$12.19M · min. income ≈ HK$130,414/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,498
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$73,722
−HK$2,259/mo
Today · 4.125%
HK$75,981
baseline
▲ 0.50% · 4.625%
HK$80,604
+HK$4,623/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$151,962/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,540
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,674
−HK$2,164/mo
Today · 4.125%
HK$83,838
baseline
▲ 0.50% · 4.625%
HK$88,257
+HK$4,419/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,676/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,231 · Scale 2, in force from 26 Feb 2026)