LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,722
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,958
−HK$1,255/mo
Today · 4.125%
HK$42,213
baseline
▲ 0.50% · 4.625%
HK$44,781
+HK$2,568/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,426/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,190
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,375
−HK$1,203/mo
Today · 4.125%
HK$46,578
baseline
▲ 0.50% · 4.625%
HK$49,033
+HK$2,455/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,156/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,666
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,149
−HK$1,506/mo
Today · 4.125%
HK$50,655
baseline
▲ 0.50% · 4.625%
HK$53,738
+HK$3,083/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$101,310/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,028
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,451
−HK$1,442/mo
Today · 4.125%
HK$55,893
baseline
▲ 0.50% · 4.625%
HK$58,840
+HK$2,947/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$111,786/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,611
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,341
−HK$1,757/mo
Today · 4.125%
HK$59,098
baseline
▲ 0.50% · 4.625%
HK$62,694
+HK$3,596/mo
Deposit HK$5.23M · loan HK$12.19M · min. income ≈ HK$118,196/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,866
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,526
−HK$1,683/mo
Today · 4.125%
HK$65,209
baseline
▲ 0.50% · 4.625%
HK$68,646
+HK$3,437/mo
Deposit HK$5.23M · loan HK$12.19M · min. income ≈ HK$130,418/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,500
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$73,724
−HK$2,259/mo
Today · 4.125%
HK$75,983
baseline
▲ 0.50% · 4.625%
HK$80,607
+HK$4,624/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$151,966/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,543
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$81,676
−HK$2,164/mo
Today · 4.125%
HK$83,840
baseline
▲ 0.50% · 4.625%
HK$88,259
+HK$4,419/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,680/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,249 · Scale 2, in force from 26 Feb 2026)