LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,724
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,959
−HK$1,256/mo
Today · 4.125%
HK$42,215
baseline
▲ 0.50% · 4.625%
HK$44,783
+HK$2,568/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,430/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,192
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,377
−HK$1,203/mo
Today · 4.125%
HK$46,580
baseline
▲ 0.50% · 4.625%
HK$49,035
+HK$2,455/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,160/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,668
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,151
−HK$1,507/mo
Today · 4.125%
HK$50,658
baseline
▲ 0.50% · 4.625%
HK$53,740
+HK$3,082/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$101,316/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,031
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,453
−HK$1,443/mo
Today · 4.125%
HK$55,896
baseline
▲ 0.50% · 4.625%
HK$58,842
+HK$2,946/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$111,792/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,613
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,343
−HK$1,758/mo
Today · 4.125%
HK$59,101
baseline
▲ 0.50% · 4.625%
HK$62,697
+HK$3,596/mo
Deposit HK$5.23M · loan HK$12.19M · min. income ≈ HK$118,202/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,869
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,528
−HK$1,684/mo
Today · 4.125%
HK$65,212
baseline
▲ 0.50% · 4.625%
HK$68,649
+HK$3,437/mo
Deposit HK$5.23M · loan HK$12.19M · min. income ≈ HK$130,424/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,503
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,727
−HK$2,260/mo
Today · 4.125%
HK$75,987
baseline
▲ 0.50% · 4.625%
HK$80,610
+HK$4,623/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$151,974/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,546
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,679
−HK$2,165/mo
Today · 4.125%
HK$83,844
baseline
▲ 0.50% · 4.625%
HK$88,263
+HK$4,419/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,688/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,278 · Scale 2, in force from 26 Feb 2026)