LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,725
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,960
−HK$1,256/mo
Today · 4.125%
HK$42,216
baseline
▲ 0.50% · 4.625%
HK$44,784
+HK$2,568/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,432/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,193
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,378
−HK$1,203/mo
Today · 4.125%
HK$46,581
baseline
▲ 0.50% · 4.625%
HK$49,036
+HK$2,455/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,162/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,670
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,152
−HK$1,507/mo
Today · 4.125%
HK$50,659
baseline
▲ 0.50% · 4.625%
HK$53,741
+HK$3,082/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$101,318/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,032
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,454
−HK$1,443/mo
Today · 4.125%
HK$55,897
baseline
▲ 0.50% · 4.625%
HK$58,843
+HK$2,946/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$111,794/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,614
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,344
−HK$1,758/mo
Today · 4.125%
HK$59,102
baseline
▲ 0.50% · 4.625%
HK$62,698
+HK$3,596/mo
Deposit HK$5.23M · loan HK$12.19M · min. income ≈ HK$118,204/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,871
−HK$3,342/mo
▼ 0.25% · 3.875%
HK$63,530
−HK$1,683/mo
Today · 4.125%
HK$65,213
baseline
▲ 0.50% · 4.625%
HK$68,651
+HK$3,438/mo
Deposit HK$5.23M · loan HK$12.19M · min. income ≈ HK$130,426/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,504
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,728
−HK$2,260/mo
Today · 4.125%
HK$75,988
baseline
▲ 0.50% · 4.625%
HK$80,612
+HK$4,624/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$151,976/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,548
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,681
−HK$2,165/mo
Today · 4.125%
HK$83,846
baseline
▲ 0.50% · 4.625%
HK$88,265
+HK$4,419/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,692/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,292 · Scale 2, in force from 26 Feb 2026)