LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,727
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,963
−HK$1,255/mo
Today · 4.125%
HK$42,218
baseline
▲ 0.50% · 4.625%
HK$44,787
+HK$2,569/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,436/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,196
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,381
−HK$1,203/mo
Today · 4.125%
HK$46,584
baseline
▲ 0.50% · 4.625%
HK$49,039
+HK$2,455/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,168/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$653,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,673
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,155
−HK$1,507/mo
Today · 4.125%
HK$50,662
baseline
▲ 0.50% · 4.625%
HK$53,745
+HK$3,083/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$101,324/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,035
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,458
−HK$1,443/mo
Today · 4.125%
HK$55,901
baseline
▲ 0.50% · 4.625%
HK$58,847
+HK$2,946/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$111,802/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,618
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,348
−HK$1,758/mo
Today · 4.125%
HK$59,106
baseline
▲ 0.50% · 4.625%
HK$62,702
+HK$3,596/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,212/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,874
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,534
−HK$1,683/mo
Today · 4.125%
HK$65,217
baseline
▲ 0.50% · 4.625%
HK$68,655
+HK$3,438/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,434/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,509
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,733
−HK$2,260/mo
Today · 4.125%
HK$75,993
baseline
▲ 0.50% · 4.625%
HK$80,617
+HK$4,624/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$151,986/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,553
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,686
−HK$2,165/mo
Today · 4.125%
HK$83,851
baseline
▲ 0.50% · 4.625%
HK$88,271
+HK$4,420/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,702/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,334 · Scale 2, in force from 26 Feb 2026)