LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,732
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,968
−HK$1,256/mo
Today · 4.125%
HK$42,224
baseline
▲ 0.50% · 4.625%
HK$44,793
+HK$2,569/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,448/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,201
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,387
−HK$1,203/mo
Today · 4.125%
HK$46,590
baseline
▲ 0.50% · 4.625%
HK$49,045
+HK$2,455/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,180/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,678
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,161
−HK$1,507/mo
Today · 4.125%
HK$50,668
baseline
▲ 0.50% · 4.625%
HK$53,751
+HK$3,083/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$101,336/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,042
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,464
−HK$1,443/mo
Today · 4.125%
HK$55,907
baseline
▲ 0.50% · 4.625%
HK$58,854
+HK$2,947/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$111,814/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,625
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,355
−HK$1,758/mo
Today · 4.125%
HK$59,113
baseline
▲ 0.50% · 4.625%
HK$62,710
+HK$3,597/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,226/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,882
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,542
−HK$1,683/mo
Today · 4.125%
HK$65,225
baseline
▲ 0.50% · 4.625%
HK$68,663
+HK$3,438/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,450/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,518
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$73,742
−HK$2,260/mo
Today · 4.125%
HK$76,002
baseline
▲ 0.50% · 4.625%
HK$80,627
+HK$4,625/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$152,004/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,563
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,696
−HK$2,165/mo
Today · 4.125%
HK$83,861
baseline
▲ 0.50% · 4.625%
HK$88,282
+HK$4,421/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,722/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,414 · Scale 2, in force from 26 Feb 2026)