LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,733
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,969
−HK$1,256/mo
Today · 4.125%
HK$42,225
baseline
▲ 0.50% · 4.625%
HK$44,794
+HK$2,569/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,450/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,203
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,388
−HK$1,203/mo
Today · 4.125%
HK$46,591
baseline
▲ 0.50% · 4.625%
HK$49,047
+HK$2,456/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,182/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,680
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,163
−HK$1,506/mo
Today · 4.125%
HK$50,669
baseline
▲ 0.50% · 4.625%
HK$53,753
+HK$3,084/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$101,338/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,043
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,466
−HK$1,443/mo
Today · 4.125%
HK$55,909
baseline
▲ 0.50% · 4.625%
HK$58,856
+HK$2,947/mo
Deposit HK$6.97M · loan HK$10.45M · min. income ≈ HK$111,818/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,626
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,356
−HK$1,758/mo
Today · 4.125%
HK$59,114
baseline
▲ 0.50% · 4.625%
HK$62,711
+HK$3,597/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,228/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,884
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,543
−HK$1,684/mo
Today · 4.125%
HK$65,227
baseline
▲ 0.50% · 4.625%
HK$68,665
+HK$3,438/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,454/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,519
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$73,744
−HK$2,260/mo
Today · 4.125%
HK$76,004
baseline
▲ 0.50% · 4.625%
HK$80,629
+HK$4,625/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$152,008/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,565
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,698
−HK$2,165/mo
Today · 4.125%
HK$83,863
baseline
▲ 0.50% · 4.625%
HK$88,284
+HK$4,421/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,726/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,430 · Scale 2, in force from 26 Feb 2026)