LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,734
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,970
−HK$1,255/mo
Today · 4.125%
HK$42,225
baseline
▲ 0.50% · 4.625%
HK$44,795
+HK$2,570/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,450/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,203
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,389
−HK$1,203/mo
Today · 4.125%
HK$46,592
baseline
▲ 0.50% · 4.625%
HK$49,047
+HK$2,455/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,184/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,680
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,164
−HK$1,506/mo
Today · 4.125%
HK$50,670
baseline
▲ 0.50% · 4.625%
HK$53,754
+HK$3,084/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,340/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,044
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,467
−HK$1,443/mo
Today · 4.125%
HK$55,910
baseline
▲ 0.50% · 4.625%
HK$58,857
+HK$2,947/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,820/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,627
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,357
−HK$1,758/mo
Today · 4.125%
HK$59,115
baseline
▲ 0.50% · 4.625%
HK$62,713
+HK$3,598/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,230/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,885
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,544
−HK$1,684/mo
Today · 4.125%
HK$65,228
baseline
▲ 0.50% · 4.625%
HK$68,666
+HK$3,438/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,456/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,521
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$73,745
−HK$2,261/mo
Today · 4.125%
HK$76,006
baseline
▲ 0.50% · 4.625%
HK$80,630
+HK$4,624/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$152,012/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,566
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$81,700
−HK$2,165/mo
Today · 4.125%
HK$83,865
baseline
▲ 0.50% · 4.625%
HK$88,285
+HK$4,420/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,730/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,442 · Scale 2, in force from 26 Feb 2026)