LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,734
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,970
−HK$1,256/mo
Today · 4.125%
HK$42,226
baseline
▲ 0.50% · 4.625%
HK$44,795
+HK$2,569/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,452/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,204
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,389
−HK$1,203/mo
Today · 4.125%
HK$46,592
baseline
▲ 0.50% · 4.625%
HK$49,048
+HK$2,456/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,184/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,681
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,164
−HK$1,507/mo
Today · 4.125%
HK$50,671
baseline
▲ 0.50% · 4.625%
HK$53,754
+HK$3,083/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,342/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,044
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,467
−HK$1,443/mo
Today · 4.125%
HK$55,910
baseline
▲ 0.50% · 4.625%
HK$58,857
+HK$2,947/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,820/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,628
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,358
−HK$1,758/mo
Today · 4.125%
HK$59,116
baseline
▲ 0.50% · 4.625%
HK$62,713
+HK$3,597/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,232/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,885
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,545
−HK$1,684/mo
Today · 4.125%
HK$65,229
baseline
▲ 0.50% · 4.625%
HK$68,667
+HK$3,438/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,458/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,521
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$73,746
−HK$2,260/mo
Today · 4.125%
HK$76,006
baseline
▲ 0.50% · 4.625%
HK$80,631
+HK$4,625/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$152,012/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,567
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,700
−HK$2,165/mo
Today · 4.125%
HK$83,865
baseline
▲ 0.50% · 4.625%
HK$88,286
+HK$4,421/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,730/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,446 · Scale 2, in force from 26 Feb 2026)