LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,735
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,971
−HK$1,256/mo
Today · 4.125%
HK$42,227
baseline
▲ 0.50% · 4.625%
HK$44,796
+HK$2,569/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,454/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,205
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,390
−HK$1,203/mo
Today · 4.125%
HK$46,593
baseline
▲ 0.50% · 4.625%
HK$49,049
+HK$2,456/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,186/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,682
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,165
−HK$1,507/mo
Today · 4.125%
HK$50,672
baseline
▲ 0.50% · 4.625%
HK$53,755
+HK$3,083/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,344/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,046
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,468
−HK$1,444/mo
Today · 4.125%
HK$55,912
baseline
▲ 0.50% · 4.625%
HK$58,859
+HK$2,947/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,824/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,629
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,359
−HK$1,758/mo
Today · 4.125%
HK$59,117
baseline
▲ 0.50% · 4.625%
HK$62,715
+HK$3,598/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,234/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,887
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,546
−HK$1,684/mo
Today · 4.125%
HK$65,230
baseline
▲ 0.50% · 4.625%
HK$68,669
+HK$3,439/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,460/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,523
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$73,748
−HK$2,260/mo
Today · 4.125%
HK$76,008
baseline
▲ 0.50% · 4.625%
HK$80,633
+HK$4,625/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$152,016/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,569
−HK$4,298/mo
▼ 0.25% · 3.875%
HK$81,703
−HK$2,164/mo
Today · 4.125%
HK$83,867
baseline
▲ 0.50% · 4.625%
HK$88,288
+HK$4,421/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,734/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,463 · Scale 2, in force from 26 Feb 2026)