LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,738
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,974
−HK$1,256/mo
Today · 4.125%
HK$42,230
baseline
▲ 0.50% · 4.625%
HK$44,799
+HK$2,569/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,460/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,208
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,394
−HK$1,202/mo
Today · 4.125%
HK$46,596
baseline
▲ 0.50% · 4.625%
HK$49,053
+HK$2,457/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,192/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,685
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,169
−HK$1,507/mo
Today · 4.125%
HK$50,676
baseline
▲ 0.50% · 4.625%
HK$53,759
+HK$3,083/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,352/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,050
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,472
−HK$1,444/mo
Today · 4.125%
HK$55,916
baseline
▲ 0.50% · 4.625%
HK$58,863
+HK$2,947/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,832/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,633
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,363
−HK$1,759/mo
Today · 4.125%
HK$59,122
baseline
▲ 0.50% · 4.625%
HK$62,719
+HK$3,597/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,244/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,891
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,551
−HK$1,684/mo
Today · 4.125%
HK$65,235
baseline
▲ 0.50% · 4.625%
HK$68,674
+HK$3,439/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,470/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,528
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,753
−HK$2,261/mo
Today · 4.125%
HK$76,014
baseline
▲ 0.50% · 4.625%
HK$80,639
+HK$4,625/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$152,028/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,574
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$81,708
−HK$2,165/mo
Today · 4.125%
HK$83,873
baseline
▲ 0.50% · 4.625%
HK$88,295
+HK$4,422/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,746/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,510 · Scale 2, in force from 26 Feb 2026)