LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,738
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,974
−HK$1,256/mo
Today · 4.125%
HK$42,230
baseline
▲ 0.50% · 4.625%
HK$44,800
+HK$2,570/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,460/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,208
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,394
−HK$1,203/mo
Today · 4.125%
HK$46,597
baseline
▲ 0.50% · 4.625%
HK$49,053
+HK$2,456/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,194/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,686
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,169
−HK$1,507/mo
Today · 4.125%
HK$50,676
baseline
▲ 0.50% · 4.625%
HK$53,760
+HK$3,084/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,352/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,050
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,473
−HK$1,443/mo
Today · 4.125%
HK$55,916
baseline
▲ 0.50% · 4.625%
HK$58,863
+HK$2,947/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,832/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,633
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,364
−HK$1,758/mo
Today · 4.125%
HK$59,122
baseline
▲ 0.50% · 4.625%
HK$62,719
+HK$3,597/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,244/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,892
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,551
−HK$1,684/mo
Today · 4.125%
HK$65,235
baseline
▲ 0.50% · 4.625%
HK$68,674
+HK$3,439/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,470/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,529
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$73,754
−HK$2,260/mo
Today · 4.125%
HK$76,014
baseline
▲ 0.50% · 4.625%
HK$80,639
+HK$4,625/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$152,028/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,575
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$81,709
−HK$2,165/mo
Today · 4.125%
HK$83,874
baseline
▲ 0.50% · 4.625%
HK$88,295
+HK$4,421/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,748/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,514 · Scale 2, in force from 26 Feb 2026)