LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,739
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,975
−HK$1,256/mo
Today · 4.125%
HK$42,231
baseline
▲ 0.50% · 4.625%
HK$44,800
+HK$2,569/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,462/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,209
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,395
−HK$1,202/mo
Today · 4.125%
HK$46,597
baseline
▲ 0.50% · 4.625%
HK$49,054
+HK$2,457/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,194/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,686
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,170
−HK$1,507/mo
Today · 4.125%
HK$50,677
baseline
▲ 0.50% · 4.625%
HK$53,760
+HK$3,083/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,354/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,051
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,473
−HK$1,444/mo
Today · 4.125%
HK$55,917
baseline
▲ 0.50% · 4.625%
HK$58,864
+HK$2,947/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,834/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,634
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,365
−HK$1,758/mo
Today · 4.125%
HK$59,123
baseline
▲ 0.50% · 4.625%
HK$62,720
+HK$3,597/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,246/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,892
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,552
−HK$1,684/mo
Today · 4.125%
HK$65,236
baseline
▲ 0.50% · 4.625%
HK$68,675
+HK$3,439/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,472/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,530
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$73,755
−HK$2,260/mo
Today · 4.125%
HK$76,015
baseline
▲ 0.50% · 4.625%
HK$80,641
+HK$4,626/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$152,030/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,576
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$81,710
−HK$2,165/mo
Today · 4.125%
HK$83,875
baseline
▲ 0.50% · 4.625%
HK$88,296
+HK$4,421/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,750/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,524 · Scale 2, in force from 26 Feb 2026)