LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,740
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,976
−HK$1,256/mo
Today · 4.125%
HK$42,232
baseline
▲ 0.50% · 4.625%
HK$44,801
+HK$2,569/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,464/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,210
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,396
−HK$1,203/mo
Today · 4.125%
HK$46,599
baseline
▲ 0.50% · 4.625%
HK$49,055
+HK$2,456/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,198/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,688
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,171
−HK$1,507/mo
Today · 4.125%
HK$50,678
baseline
▲ 0.50% · 4.625%
HK$53,762
+HK$3,084/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,356/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,052
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,475
−HK$1,443/mo
Today · 4.125%
HK$55,918
baseline
▲ 0.50% · 4.625%
HK$58,866
+HK$2,948/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,836/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,636
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,366
−HK$1,758/mo
Today · 4.125%
HK$59,124
baseline
▲ 0.50% · 4.625%
HK$62,722
+HK$3,598/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,248/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,894
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,554
−HK$1,684/mo
Today · 4.125%
HK$65,238
baseline
▲ 0.50% · 4.625%
HK$68,677
+HK$3,439/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,476/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,531
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,756
−HK$2,261/mo
Today · 4.125%
HK$76,017
baseline
▲ 0.50% · 4.625%
HK$80,643
+HK$4,626/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$152,034/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,578
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$81,712
−HK$2,165/mo
Today · 4.125%
HK$83,877
baseline
▲ 0.50% · 4.625%
HK$88,299
+HK$4,422/mo
Deposit HK$1.74M · loan HK$15.68M · min. income ≈ HK$167,754/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,540 · Scale 2, in force from 26 Feb 2026)