LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,741
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,977
−HK$1,256/mo
Today · 4.125%
HK$42,233
baseline
▲ 0.50% · 4.625%
HK$44,803
+HK$2,570/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,466/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,211
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,397
−HK$1,203/mo
Today · 4.125%
HK$46,600
baseline
▲ 0.50% · 4.625%
HK$49,056
+HK$2,456/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,200/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,689
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,172
−HK$1,507/mo
Today · 4.125%
HK$50,679
baseline
▲ 0.50% · 4.625%
HK$53,763
+HK$3,084/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,358/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,053
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,476
−HK$1,444/mo
Today · 4.125%
HK$55,920
baseline
▲ 0.50% · 4.625%
HK$58,867
+HK$2,947/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,840/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,637
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,368
−HK$1,758/mo
Today · 4.125%
HK$59,126
baseline
▲ 0.50% · 4.625%
HK$62,724
+HK$3,598/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,252/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,896
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,556
−HK$1,684/mo
Today · 4.125%
HK$65,240
baseline
▲ 0.50% · 4.625%
HK$68,678
+HK$3,438/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,480/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,533
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,758
−HK$2,261/mo
Today · 4.125%
HK$76,019
baseline
▲ 0.50% · 4.625%
HK$80,645
+HK$4,626/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,038/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,580
−HK$4,299/mo
▼ 0.25% · 3.875%
HK$81,714
−HK$2,165/mo
Today · 4.125%
HK$83,879
baseline
▲ 0.50% · 4.625%
HK$88,301
+HK$4,422/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,758/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,556 · Scale 2, in force from 26 Feb 2026)