LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,741
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,978
−HK$1,256/mo
Today · 4.125%
HK$42,234
baseline
▲ 0.50% · 4.625%
HK$44,803
+HK$2,569/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,468/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,212
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,398
−HK$1,203/mo
Today · 4.125%
HK$46,601
baseline
▲ 0.50% · 4.625%
HK$49,057
+HK$2,456/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,202/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,690
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,173
−HK$1,507/mo
Today · 4.125%
HK$50,680
baseline
▲ 0.50% · 4.625%
HK$53,764
+HK$3,084/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,360/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,054
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,477
−HK$1,444/mo
Today · 4.125%
HK$55,921
baseline
▲ 0.50% · 4.625%
HK$58,868
+HK$2,947/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,842/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$653,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,638
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,369
−HK$1,758/mo
Today · 4.125%
HK$59,127
baseline
▲ 0.50% · 4.625%
HK$62,725
+HK$3,598/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,254/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,897
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,557
−HK$1,684/mo
Today · 4.125%
HK$65,241
baseline
▲ 0.50% · 4.625%
HK$68,680
+HK$3,439/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,482/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,535
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$73,760
−HK$2,260/mo
Today · 4.125%
HK$76,020
baseline
▲ 0.50% · 4.625%
HK$80,646
+HK$4,626/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,040/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,581
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,716
−HK$2,165/mo
Today · 4.125%
HK$83,881
baseline
▲ 0.50% · 4.625%
HK$88,302
+HK$4,421/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,762/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,569 · Scale 2, in force from 26 Feb 2026)