LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,744
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,980
−HK$1,256/mo
Today · 4.125%
HK$42,236
baseline
▲ 0.50% · 4.625%
HK$44,806
+HK$2,570/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$84,472/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,215
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,400
−HK$1,203/mo
Today · 4.125%
HK$46,603
baseline
▲ 0.50% · 4.625%
HK$49,060
+HK$2,457/mo
Deposit HK$8.71M · loan HK$8.71M · min. income ≈ HK$93,206/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$653,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,693
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,176
−HK$1,507/mo
Today · 4.125%
HK$50,683
baseline
▲ 0.50% · 4.625%
HK$53,767
+HK$3,084/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$101,366/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,057
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,480
−HK$1,444/mo
Today · 4.125%
HK$55,924
baseline
▲ 0.50% · 4.625%
HK$58,872
+HK$2,948/mo
Deposit HK$6.97M · loan HK$10.46M · min. income ≈ HK$111,848/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$653,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,641
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,372
−HK$1,759/mo
Today · 4.125%
HK$59,131
baseline
▲ 0.50% · 4.625%
HK$62,728
+HK$3,597/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$118,262/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,900
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,561
−HK$1,684/mo
Today · 4.125%
HK$65,245
baseline
▲ 0.50% · 4.625%
HK$68,684
+HK$3,439/mo
Deposit HK$5.23M · loan HK$12.20M · min. income ≈ HK$130,490/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$653,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,539
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,764
−HK$2,261/mo
Today · 4.125%
HK$76,025
baseline
▲ 0.50% · 4.625%
HK$80,651
+HK$4,626/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$152,050/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,586
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,721
−HK$2,165/mo
Today · 4.125%
HK$83,886
baseline
▲ 0.50% · 4.625%
HK$88,308
+HK$4,422/mo
Deposit HK$1.74M · loan HK$15.69M · min. income ≈ HK$167,772/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$653,608 · Scale 2, in force from 26 Feb 2026)